Providing a decent old age for your parents is sometimes financially overwhelming. The government and other agencies had come up with senior care financial assistance initiatives that will lighten your burden. They are distributed between federal, state and local government with simple application and eligibility criteria but offering immense benefits. Here is a look at some of them.
Medicare- it is more than the common Part A and B which cover hospital and medical needs. Premiums for elders who are past their 65th birthday can be paid using their monthly benefits through direct deduction. Parents considered to have been in the low income brackets also receive subsidies on their monthly premiums. With such options, you will drastically reduce your monthly expenses.
Social Security- parents who earned their social security benefits based on the lower paying jobs have provisions in their favor. The Supplementary Security Income program may be an option that provides more in terms of monthly benefits. It is either run by the federal government or in collaboration with the state.
Administration on Aging- this is a specialized body to run the affairs of the elders. They offer a range of services including counseling, measures to protect them against abuse, enhance their long term well being and provide legal assistance. They provide a banner on their website with details and the starting point for families living with elders. Their instructions on how to benefit from the program are clear.
Department of Veteran Affairs/VA- this would be of assistance to elders who served in the force. It extends numerous benefits to individuals who were disabled in the course of duty. If the condition is getting worse over time, you are eligible for additional funds. They also take over medication, prescription and hospitalization. Their VA compensation and pension plans are worth considering.
Health Insurance Portability and Accountability Act or HIPPA- it provides rules of engagement and restrictions on discussing medical records and conditions with the physician. This should be a concern because it will hinder you from taking otherwise beneficial steps. The parent should designate the care giver to undertake such responsibilities. It should be sort early enough before the condition gets complicated.
US Department of Justice- it is tasked with implementation of the Americans with Disability Act. The act ensures that the disabled person accesses crucial services at any level without straining. Their publications on the web provide crucial information that would ease your burden as a care giver.
Food and Drug Administration- your elderly parent could be taking up to five drugs for different conditions. In some cases, they are prescribed by different doctors. It helps to know each of them, their purpose in the body and side effects. The administration offers information on each including ingredients, mission, dosage and side effects.
There are other programs and agencies that would be of assistance. They include the office of the senator who has a staff specialist dedicated to elder affairs, your congressional representative as well as the agency dealing with elders in your area. Explore the options in each case and take advantage of such provisions.
Medicare- it is more than the common Part A and B which cover hospital and medical needs. Premiums for elders who are past their 65th birthday can be paid using their monthly benefits through direct deduction. Parents considered to have been in the low income brackets also receive subsidies on their monthly premiums. With such options, you will drastically reduce your monthly expenses.
Social Security- parents who earned their social security benefits based on the lower paying jobs have provisions in their favor. The Supplementary Security Income program may be an option that provides more in terms of monthly benefits. It is either run by the federal government or in collaboration with the state.
Administration on Aging- this is a specialized body to run the affairs of the elders. They offer a range of services including counseling, measures to protect them against abuse, enhance their long term well being and provide legal assistance. They provide a banner on their website with details and the starting point for families living with elders. Their instructions on how to benefit from the program are clear.
Department of Veteran Affairs/VA- this would be of assistance to elders who served in the force. It extends numerous benefits to individuals who were disabled in the course of duty. If the condition is getting worse over time, you are eligible for additional funds. They also take over medication, prescription and hospitalization. Their VA compensation and pension plans are worth considering.
Health Insurance Portability and Accountability Act or HIPPA- it provides rules of engagement and restrictions on discussing medical records and conditions with the physician. This should be a concern because it will hinder you from taking otherwise beneficial steps. The parent should designate the care giver to undertake such responsibilities. It should be sort early enough before the condition gets complicated.
US Department of Justice- it is tasked with implementation of the Americans with Disability Act. The act ensures that the disabled person accesses crucial services at any level without straining. Their publications on the web provide crucial information that would ease your burden as a care giver.
Food and Drug Administration- your elderly parent could be taking up to five drugs for different conditions. In some cases, they are prescribed by different doctors. It helps to know each of them, their purpose in the body and side effects. The administration offers information on each including ingredients, mission, dosage and side effects.
There are other programs and agencies that would be of assistance. They include the office of the senator who has a staff specialist dedicated to elder affairs, your congressional representative as well as the agency dealing with elders in your area. Explore the options in each case and take advantage of such provisions.
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